Income Tax Calculator FY 2025–26

Compare your tax liability under the Old Regime and New Regime side by side. Enter your income and deductions to see which regime saves you more tax.

Income & Deductions

Gross Annual Salary (CTC)

₹

HRA Exemption (per year)

₹

Section 80C Deductions (max ₹1.5L)

₹

Section 80D - Health Insurance

₹

Home Loan Interest (Sec 24, max ₹2L)

₹

NPS 80CCD(1B) (extra, max ₹50K)

₹

Tax Comparison Result

Fill in your details and click
"Compare Both Regimes" to see your tax.

Old Regime Tax Slabs (FY 2025–26)

Income Slab	Tax Rate
Up to ₹2.5 lakh	Nil
₹2.5L – ₹5L	5%
₹5L – ₹10L	20%
Above ₹10L	30%

+ 4% Health & Education Cess on total tax. Standard deduction: ₹50,000. Rebate u/s 87A: Nil tax if taxable income ≤ ₹5 lakh.

New Regime Tax Slabs (FY 2025–26)

Income Slab	Tax Rate
Up to ₹4 lakh	Nil
₹4L – ₹8L	5%
₹8L – ₹12L	10%
₹12L – ₹16L	15%
₹16L – ₹20L	20%
₹20L – ₹24L	25%
Above ₹24L	30%

+ 4% Health & Education Cess. Standard deduction: ₹75,000. Rebate u/s 87A: Nil tax if taxable income ≤ ₹12 lakh (new regime only).

This calculator provides estimates based on standard tax slabs for FY 2025–26. It does not account for surcharge, special income (capital gains, STCG, LTCG), or all deductions. Consult a CA or tax advisor for precise tax planning based on your complete financial profile.