Ayushman Bharat PM-JAY is the world’s largest government-funded health insurance scheme, providing health cover of up to ₹5 lakh per year to over 50 crore beneficiaries from economically vulnerable families.
Coverage Details
The scheme covers secondary and tertiary care hospitalization in government and empanelled private hospitals. This includes: pre and post-hospitalization expenses, cashless treatment, and over 1,500 medical packages.
Who is Eligible?
Eligibility is determined based on the Socio-Economic Caste Census (SECC) 2011 data. Rural families with no permanent shelter, those engaged in manual casual labour, and other deprived categories are automatically included.
How to Check Your Eligibility
- Visit pmjay.gov.in
- Click “Am I Eligible?”
- Enter your mobile number and OTP
- Search by Name/HHD Number/Ration Card Number
How to Use the Benefit
If you are eligible, request an Ayushman card from your nearest Common Service Centre or government hospital. Present the card at any empanelled hospital for cashless treatment. No premium payment is required by the beneficiary.
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