Ramesh Iyer is a Certified Financial Planner (CFP) and wealth manager with over twelve years of experience in retail financial planning and retirement solutions. Based in Kochi, Ramesh runs a boutique wealth management firm advising clients on retirement corpus construction and asset allocation.
Ramesh specializes in goal-based financial planning, retirement income strategies (such as systematic withdrawal plans - SWP), and conservative investment options like Public Provident Fund (PPF), National Pension System (NPS), and Senior Citizens Savings Scheme (SCSS).
At MoneyHelps, Ramesh leads our Retirement Planning Desk. He writes comprehensive guides on building a retirement corpus, calculating monthly income requirements post-retirement, and optimizing tax-free investment options. His practical advice helps readers secure a financially independent retirement.
A comprehensive guide to constructing a robust emergency fund in the Indian context, ensuring your financial stability during…
Struggling with high-interest credit card debt? Discover how a balance transfer can help you consolidate debt and save…
Fractional ownership is breaking down the barriers to entry for high-ticket investments. Learn how you can start building…
Taxes are the only constant in a financial life. This guide breaks down everything you need to know…
Understanding your credit card billing cycle is key to avoiding interest charges and maximizing your interest-free credit period.…
Not all debt is created equal. A mortgage on a home that appreciates over time is fundamentally different…
