Manish Tiwari is a financial technology consultant and former software product architect with over eleven years of experience in digital payment infrastructure, UPI payment gateway security, and digital banking platforms. An engineering graduate from IIT Bombay, Manish worked with premier payment processors and neobanks in Bengaluru, where he helped build scalable, secure transaction systems compliant with National Payments Corporation of India (NPCI) standards.
Manish is deeply passionate about cybersecurity in personal finance. He focuses his research on protecting consumers against digital banking frauds, UPI phishing scams, SIM swapping, credit card cloning, and unauthorized payment app deductions. He also tracks regulatory developments surrounding central bank digital currencies (CBDC) and digital lending apps.
At MoneyHelps, Manish leads our Digital Finance and Tools Desk. He writes detailed technical guides, app reviews, payment troubleshooting steps, and security protocols for online banking users across India. His mission is to empower everyday smartphone users to leverage digital payment conveniences while maintaining total security over their bank accounts.
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