SIP Calculator
Find out how much your monthly SIP investment will grow over time. Adjust monthly amount, expected return, and tenure to see the projected wealth.
Investment Details
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PROJECTED RETURNS
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About SIP Investing
A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund every month. The power of SIP comes from two forces working together:
Rupee Cost AveragingYou buy more units when markets fall and fewer when they rise - reducing your average purchase cost over time.
Power of CompoundingReturns earned on your investments generate further returns. The longer you stay invested, the more dramatically compounding works in your favour.
Discipline Without EffortSIP auto-debits from your bank account - no need to time the market or remember to invest each month.
Example: ₹5,000/month SIP for 20 years at 12% returns = ₹49.96 lakh on an investment of just ₹12 lakh. The remaining ₹37.96 lakh is pure compounding growth.
This calculator provides estimates based on a constant annual return. Actual mutual fund returns vary with market conditions. Past performance of equity mutual funds is not a guarantee of future results. Consult a SEBI-registered financial advisor before investing.